Calculators

Free Financial Calculators

Plan your money in seconds — no sign-up, no jargon. Pick the one you need below.

Investing & Growth

Loans & EMI

Savings & Deposits

Insurance

Motor Insurance

Tax Planning

SIP Calculator

Monthly investment (₹)

Expected return (% p.a.)

Time period (years)

Your investment could grow to

₹0

Total invested₹0

Est. returns₹0

SIP Goal Calculator

Target amount (₹)

Expected return (% p.a.)

Time period (years)

Monthly SIP needed

₹0

Total invested₹0

Target₹0

Lumpsum Calculator

Investment amount (₹)

Expected return (% p.a.)

Time period (years)

Your investment could grow to

₹0

Invested₹0

Est. returns₹0

EMI Calculator

Loan amount (₹)

Interest rate (% p.a.)

Tenure (years)

Monthly EMI

₹0

Total interest₹0

Total payment₹0

Home Loan EMI Calculator

Loan amount (₹)

Interest rate (% p.a.)

Tenure (years)

Monthly EMI

₹0

Total interest₹0

Total payment₹0

Personal Loan EMI Calculator

Loan amount (₹)

Interest rate (% p.a.)

Tenure (years)

Monthly EMI

₹0

Total interest₹0

Total payment₹0

Credit Card Payoff Calculator

Outstanding balance (₹)

Interest rate (% p.a.)

Your monthly payment (₹)

Time to clear your card

Balance₹0

Total interest paid₹0

Total you pay₹0

FD Calculator

Deposit amount (₹)

Interest rate (% p.a.)

Tenure (years)

Maturity amount

₹0

Invested₹0

Interest earned₹0

RD Calculator

Monthly deposit (₹)

Interest rate (% p.a.)

Tenure (years)

Maturity amount

₹0

Invested₹0

Interest earned₹0

PPF Calculator

Yearly investment (₹)

Interest rate (% p.a.)

Tenure (years)

Maturity amount

₹0

Invested₹0

Interest earned₹0

Old vs New Tax Regime Calculator

Enter your income and deductions — see which regime saves you more, side by side.

Gross annual income (₹)Total salary income, before deductions.

Deductions (used for the old regime)

Section 80C (₹)PPF, EPF, ELSS, life insurance. Capped at ₹1,50,000.

Section 80CCD(1B) — extra NPS (₹)Capped at ₹50,000.

Section 80D — health insurance (₹)Up to ₹1,00,000 incl. senior parents.

HRA exemption claimed (₹)Exempt portion of house rent allowance.

Home loan interest — 24(b) (₹)Capped at ₹2,00,000.

Section 80E — education loan interest (₹)No upper limit.

Other deductions — 80TTA, 80G (₹)

Employer NPS — 80CCD(2) (₹)Allowed under both regimes.

—

New Regime

₹0

Taxable₹0

Old Regime

₹0

Taxable₹0

FY 2026-27, for salaried individuals below 60. Standard deduction applied automatically (₹75,000 new, ₹50,000 old). Surcharge above ₹50 lakh income not included.

Life Insurance Calculator

A comprehensive estimate — your family’s yearly expenses, projected across the years you’d have kept earning, plus loans, minus what you’ve already set aside.

Current annual household expenses (₹)

Years until you’d have retired

Outstanding loans (home, car, etc.) (₹)

Existing life cover + savings/investments (₹)Any current policies, FDs, mutual funds your family could fall back on.

Recommended life cover

₹0

Years of expenses covered0

Term Insurance Calculator

A quick rule-of-thumb estimate using the widely-used income-multiplier method — enter your age and income for an instant ballpark.

Your current age

Annual income (₹)

Recommended term cover

₹0

Income multiplier used0x

This is a quick starting point, not a final number — pair it with the Life Insurance Calculator above for a fuller picture that accounts for your loans and goals.

Health Insurance Calculator

Recommended family floater cover, based on your city and who you’re insuring.

City tier

Number of adults to cover

Number of children to cover

Age of the oldest member covered

Recommended family floater cover

₹0

Retirement Calculator

Your retirement corpus, adjusted for inflation — plus the monthly SIP that gets you there.

Current age

Retirement age

Life expectancy (age)

Current monthly expenses (₹)

Expected inflation (% p.a.)

Expected return before retirement (% p.a.)

Expected return after retirement (% p.a.)

Retirement corpus needed

₹0

Monthly expense at retirement₹0

Monthly SIP needed till then₹0

Car Insurance Calculator

Your car’s Insured Declared Value (IDV) and No Claim Bonus slab — both fixed by IRDAI, the same for every insurer.

Ex-showroom price (₹)

Vehicle age (years)E.g. 1.5 for one and a half years.

Consecutive claim-free years

Insured Declared Value (IDV)

₹0

Depreciation applied0%

Your No Claim Bonus slab0%

Bike Insurance Calculator

Your two-wheeler’s Insured Declared Value (IDV) and No Claim Bonus slab — both fixed by IRDAI, the same for every insurer.

Ex-showroom price (₹)

Vehicle age (years)E.g. 1.5 for one and a half years.

Consecutive claim-free years

Insured Declared Value (IDV)

₹0

Depreciation applied0%

Your No Claim Bonus slab0%

Note: These calculators give indicative estimates for educational purposes only. Investment returns are not guaranteed, and actual loan, deposit, and tax figures depend on your provider’s terms. This is not financial advice — please verify with your bank or a qualified advisor before deciding.